Convert Bank Statement PDF to CSV
Your bank gives you a PDF — you need a spreadsheet. Upload your statement and get structured CSV data with every transaction extracted.
For analysts, bookkeepers, and anyone tired of copy-paste gymnastics. Free online — works in your browser.
How It Works
Drop Your PDF
Bank statement, credit card statement, or any financial PDF — scanned or digital
Tables Detected & Parsed
AI finds every transaction row, even across page breaks, merged cells, and multi-line descriptions
Download Clean CSV
One file, properly delimited, ready for Excel, Sheets, Xero, Wave, or your own scripts
Tested With Statements From
Bank statements have no standard layout — every bank is different. Our AI figures out the table structure automatically, even if your bank isn't listed here.
What is PDF?
Portable Document Format
A PDF is a picture of data, not actual data. Text is placed at coordinates on a page — there are no real rows, columns, or delimiters. That's why copy-paste into Excel produces garbled, misaligned results.
What is CSV?
Comma-Separated Values
Plain-text format where every field is separated by a comma and every row is a new line. Opens in any spreadsheet app, database, or accounting tool — the universal language for transaction data.
Why This Tool
Replaces Copy-Paste Entirely
No more pasting from PDF into Excel and spending 20 minutes fixing misaligned columns, split rows, and garbled amounts
Real Table Recognition
Understands multi-column layouts, merged cells, sub-totals, running balances, and transactions that wrap across two lines
Handles Page Breaks
Statements split across 5, 10, or 50 pages? All extracted into one continuous CSV with no gaps or repeated headers
Scanned PDFs & Faxes
OCR reads printed text from scans, photos, and even faxed statements — not limited to digital-native PDFs
Preserves Every Column
Date, Description, Amount, Balance, Reference, Check # — whatever your bank prints, the CSV keeps
Multi-Language Support
Reads statements in English, Spanish, French, Hindi, Arabic, Chinese, and any other language your bank uses
When to Use This
Spreadsheet Analysis
Financial analysts pulling transactions into Excel or Google Sheets for categorization, pivot tables, and trend analysis
Xero / Wave / FreshBooks
These accounting platforms don't accept PDFs — CSV is the standard import format for manual bank statement uploads
Audit Trail & Tax Prep
CPAs and tax preparers extracting 12 months of client statements into one spreadsheet for review and filing
Where Your CSV Works
Spreadsheets
- Microsoft Excel
- Google Sheets
- LibreOffice Calc
- Apple Numbers
Accounting Software
- Xero (3 or 4 column format)
- Wave Accounting
- FreshBooks
- Zoho Books
Developer Tools
- Python / pandas
- R / tidyverse
- SQL databases
- Custom scripts & APIs
Why PDF-to-CSV Is Harder Than It Looks
Copy-paste from PDF produces garbled columns
A PDF has no real table cells — just text placed at coordinates. When you paste into Excel, columns shift, amounts merge with descriptions, and dates land in wrong fields. AI table recognition solves this by finding the actual layout.
Excel silently changes your dates and numbers
Double-clicking a CSV lets Excel auto-detect formats. It flips DD/MM to MM/DD based on locale, strips leading zeros from references ("007823" becomes "7823"), and adds thousand separators. Always use File > Import instead.
Xero says "no valid statement data" on import
Xero needs exactly 3 columns (Date, Description, Amount) or 4 (Date, Description, Debit, Credit) with no blank rows. Extra columns like Balance must be removed. Dates must match your Xero region setting, and the file must be UTF-8 encoded.
Transactions lost at page breaks in multi-page PDFs
Many tools only read the first page or miscount rows at page boundaries. Our extraction runs across all pages as one continuous stream — the same way you'd read the statement yourself.
Frequently Asked Questions
I tried copy-pasting from the PDF — columns came out garbled. Why?
PDFs store text as positioned characters on a page, not as table cells. There are no real columns or rows — just text placed at coordinates. Copy-paste loses all structure. Our AI reconstructs the actual table layout before extracting.
Excel changes my dates every time I open the CSV. How do I stop it?
Excel silently reinterprets dates based on your locale — flipping DD/MM to MM/DD and stripping leading zeros. Use File > Import (not double-click) and set the date column to "Text" format during import. Or use Google Sheets, which handles CSV dates more reliably.
Xero rejected my CSV — says "no valid statement data"
Xero needs exactly 3 columns (Date, Description, Amount) or 4 (Date, Description, Debit, Credit). If your CSV has extra columns like Balance or Reference, remove them before importing. Also check for blank rows and ensure UTF-8 encoding.
What columns will be in the output?
Mirrors your original statement — typically Date, Description, Amount (or separate Debit/Credit), and Balance. Extra columns like Reference or Check Number are preserved if present.
Does it work with scanned or photographed statements?
Yes. Built-in OCR reads scanned PDFs and photos of printed pages. Works best with clear, unrotated scans — even faxed statements work in most cases.
Can I convert a password-protected PDF?
Yes. Enter the password when prompted. It's used only to unlock the file for processing and is never stored.
What about multi-page statements?
All pages are extracted into one continuous CSV. No repeated headers, no gaps at page breaks — just a single clean table.
Why not just use Excel's built-in "Get Data from PDF"?
Excel's PDF import (Data > Get Data > From PDF) works for simple, single-page tables. It struggles with multi-page statements, complex layouts, and scanned PDFs. Our AI handles all of these.
Is my data secure?
Encrypted in transit, processed in memory, never stored. We don't keep your files or transaction data after conversion.
Related Tools
PDF to Excel
Turn bank statement PDFs into formatted Excel spreadsheets. Keeps all columns, headers, and transaction details. Any bank, any language. Free, no signup.
Convert now →PDF to QBO
Import bank statement PDFs into QuickBooks as QBO files. AI auto-maps dates, debits, and credits. Works with QuickBooks Desktop and Online. Free, no signup.
Convert now →PDF to OFX
Convert bank statement PDFs to OFX for Quicken, GnuCash, Moneydance, and Microsoft Money. AI extracts all transactions accurately. Free online tool.
Convert now →PDF to JSON
Parse bank statement PDFs into structured JSON with AI. Returns headers, transaction arrays, and timestamps. Any bank format. Built for developers. Free.
Convert now →